How to save thousands of yuan attention to the vehicle damage and repair
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Note one: Before the vehicle maintenance, it is necessary to determine the repair method of the lost parts.
First of all, we must tell you that the insurance company's principle of damage to the loss of the site. In general, the insurance company's opinions on the handling of lost parts of vehicles are mainly repaired, that is, the lost parts can be repaired and used, and if repairs do not affect the normal use of the parts, repairs should be carried out. If the lost part cannot be repaired, the lost part can be replaced.
Therefore, when the loss of vehicle components is determined, we first need to determine with the insurance company and maintenance organization which of the lost components are to be repaired and which ones are to be replaced, so as to avoid the maintenance or replacement of the lost components during the subsequent maintenance. Controversy.
Note two: Determine the amount of vehicle maintenance costs.
In the maintenance of vehicles, the maintenance cost is one of the more common controversies. The insurance company's maintenance costs for vehicles are generally determined according to the qualification level of the maintenance organization. For the replacement of the lost parts, the price is quoted according to the regional price of the accessories market.
However, some of the maintenance units may cause parts prices to be higher than quoted prices by insurance companies due to reasons such as parts purchase channels, or other reasons may cause higher maintenance work hours. Under this circumstance, we should jointly negotiate the total repair cost when the insurance company's damage-recovery personnel and repair shop reception personnel are all involved.
Note three: Make the damage and repair as much as possible in the same place.
In addition to the above two points, it must also be noted that the location of the damage and the maintenance site should be in the same maintenance unit as much as possible. Because if your car is damaged at the 4S shop, you will confirm the maintenance item and the maintenance amount. Afterwards, you go to the social repair shop to repair, and pay the maintenance cost according to the 4S shop's loss amount, then you may have to bear the loss. Because insurance companies have different pricing standards for 4S shops and social repair shops, insurance companies are in compliance with the actual repair factory standards to determine the amount of maintenance.